Peptide merchant compliance checklist
A one-page pre-application checklist covering entity, site, policies, fulfilment, and payments — the items reviewers look for before they look at anything else.
Researching: You are mapping the rules before you build. Start with the checklist and the policy pack.
Short answer
Before you apply, five things need to line up: the legal entity and bank account match the site, the catalogue matches what you claim to sell, the policy pages exist and are reachable, fulfilment is documented end to end, and your marketing makes no therapeutic claims. Work the checklist top to bottom and most preventable declines disappear.
What does a reviewer check first?
Applications are not read in the order you submit them. A reviewer opens the website, reads two product pages and the footer, then goes back to the paperwork to see whether the story matches. Everything below is ordered the same way, so you fix the visible things first.
Entity and banking
These are binary. Either the names match across every document, or the file stalls.
- Legal entity registered and filings current
- Tax identification number issued and on file
- Business bank account in the exact entity name
- Owner identification and ownership percentages collected
- Registered address consistent across site, entity, and bank records
Website and policies
Policy pages are the cheapest points on the board. They take an afternoon and remove an entire class of preventable declines.
- Refund policy published, with a stated window and method
- Shipping policy with realistic delivery timelines
- Terms of service naming the selling entity
- Privacy policy covering the data you actually collect
- Contact page with a monitored channel and response time
- Research-use statement on every product page, if that is your lane
Catalog and claims
A content scan reads your public copy. It does not care what you intended; it matches language. Remove treatment claims, dosing tables, and customer results before you apply, not after a decline.
- No treat / cure / prevent language anywhere public
- No named medical conditions beside products
- No dosing amounts, cycles, or administration instructions
- No testimonials, before/after imagery, or influencer codes
- No approved-drug molecules or controlled substances without a documented licensed pathway
Fulfilment and payments
The last block is about whether money and goods move the way you say they do. Write it down once and reuse it in every application.
- Supplier and storage documented
- Carrier, tracking, and stated delivery window
- Billing descriptor decided and tested on a real statement
- Support channel monitored, with a published response time
- Recent processing statements gathered, if you have history
How do you use this before applying?
Work top to bottom and stop at the first unchecked item in each block rather than skipping ahead. If more than two items in any block are unchecked, you are not ready to submit — an incomplete file gets a slower and more sceptical read than a late but complete one.
Key takeaways
- Fix what is publicly visible before you fix paperwork — that is the order it gets read in.
- Name consistency across entity, bank, and site is non-negotiable.
- Policy pages are the cheapest fix available and remove a whole decline category.
- Claim language is matched by scanners, not judged by intent.
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FAQ
Questions people ask about this
- How long does the checklist take to work through?
- Most merchants clear the entity and policy blocks in a day or two. Catalog and claim edits take longer because they require rewriting copy rather than publishing a page.
- Do I need every item before I apply?
- The entity and banking items are prerequisites. The rest are scored: each unchecked item adds a question you will have to answer during review.
- Is a research-use disclaimer enough on its own?
- No. A disclaimer paired with human-use copy elsewhere on the site reads worse than no disclaimer, because it looks deliberate. Pick one lane and make every page agree.
This guide is general information for merchants, not legal or regulatory advice. Requirements vary by jurisdiction and by product; confirm your obligations with qualified counsel before publishing or applying.
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The two assets that pair with this one.
Website disclaimer and policy pack
Template language for research-use disclaimers, refund, shipping, terms, and contact pages — written so the pages agree with each other.
Get the policy pack Tool · Applying soonUnderwriting readiness scorecard
Answer a short questionnaire and get a 0–100 readiness score plus the exact documents and site changes still missing before you apply.
Score my readinessWant a human to read your statement?
A free review covers your cost structure, risk flags, and underwriting position within 24 hours — no obligation.