Founder & Principal
Aaron Smith
Over a decade in high-risk payment acquiring, now focused exclusively on the lawful peptide and specialty health-product merchant segment.
Aaron founded Peptide Merchant Services after years working across high-risk acquiring programs — underwriting, compliance, and portfolio management for merchants in categories that mainstream processors routinely decline. He saw a consistent gap: lawful-lane research-use-only and specialty businesses with clean books and proper disclaimers were being lumped in with bad actors and losing accounts without cause.
His work is built around the belief that a stable merchant account starts with honest underwriting. Rather than board quickly on aggregator rails and hope for the best, Aaron insists on a thorough pre-vetting process that results in merchants who stay boarded through audit cycles and processor reviews.
Aaron leads every new merchant relationship personally through the statement review and underwriting qualification stage, then hands off to the team for day-to-day success.
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